Do You Know What's Happening with Your Plan for 2026?

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I'm Jake Major, owner of 307 Benefit Advisors!
Plans in 2026 will change for many!

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PROBLEM

2026 Is Bringing Major Disruption to Medicare Plans

Over 1 million people are expected to lose their Medicare Advantage plan in 2026 due to major insurance companies discontinuing coverage! More will lose their Medicare Supplement Plan or will face major rate increases!

... and a lot more, but I don’t want to keep you here for an hour.

Many Insurance Carriers are withdrawing PPO plans in areas. Plans are not renewing for 2026.

Medicare Supplement Rates are going up, and many states have passed the "Birthday Rule" that allows guaranteed issue rights, influencing premium rates. Some Carriers have even discontinued their plans in some states.

Prescription Drug Premiums are going up, as well as potential copays and deductibles on plans

Now is more important than ever to look at your plan and make sure you are on the right plan for 2026!

TESTIMONIALS

What clients say about Jake

Thank you Jake for saving us $4,700. a year on our medicare supplement plan! That is HUGE!

- Sandy P.

Jake is very good at helping you decide on the BEST plan for you. He sure saved us lots of money. He is very knowledgeable and actually takes an interest in you like a friend would

- Connie M.

So nice to work with and very helpful.

- Georgia C.

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Hi, I’m Jake Major

I specialize in helping folks just like you navigate plan changes and frustrations with Medicare. While I live in Lyman, Wyoming, I help my clients and friends all across the Intermountain West navigate their Medicare.

I make Lyman, Wyoming my home along with my wife Emily, and kids Luke and Jane. When I'm not on helping friends and clients, you can find me on a horse or tractor, working and showing cattle, or spending time in the mountains with my family.

I'm here to help you get the best coverage that works for you!

Recognized Advisor for Local Medicare Advice
Trusted by 300+ Clients
Local Supporter of Youth and Community

FAQ

Frequently Asked Questions

What are the differences between Original Medicare and Medicare Advantage?

Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).

• If you want drug coverage, you can join a separate Medicare drug coverage (Part D) plan.

• To help pay your out-of-pocket costs in Original Medicare (like your deductible and 20% coinsurance), you can also shop for and buy supplemental coverage (a Medigap policy).

Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D.

• Some plans may have lower out-of-pocket costs than Original Medicare.

• Some plans offer benefits that Original Medicare doesn’t, like vision, hearing, dental, and more.

What are the different parts of Medicare?

Medicare has four parts:

Part A: Hospital Insurance, which covers inpatient hospital stays, hospice care, and some skilled nursing care.

Part B: Medical Insurance, which covers outpatient medical care, doctor visits, and preventive services like flu shots.

Part C: Medicare Advantage, which is an alternative to Parts A and B that bundles several coverage types.

Part D: Prescription Drug Benefit, which provides coverage for prescription drugs

Does Medicare cover dental or vision?

Original Medicare (Parts A and B) does not cover dental or vision care. However, Medicare Advantage plans (Part C) often include some coverage for dental and vision. We will do everything we can to find you a plan that covers your needs!

What if I want to change my plan?

You can change your Medicare plan during certain periods. These periods include:

Medicare Open Enrollment Period: This period is from October 15 to December 7. This is when most people make changes to their plan if needed, to prepare for the upcoming year.

Medicare Advantage Open Enrollment Period: This period is from January 1 to March 31. During this time, you can switch to another Medicare Advantage plan or return to Original Medicare.

Medicare Special Enrollment Periods (SEPs): These periods allow you to make changes at other times of the year depending on your circumstances. You can make changes during SEPs if you experience certain life events, like moving or losing other coverage.

Can I reach back out to you if I need help?

Absolutely! At 307 Benefit Advisors, we make it our priority to focus on our clients needs and make sure they have the best coverage available. We reach out to our clients every year, whether you need to make changes or not, just to make sure you're taken care of. From the moment your coverage starts, we'll be one call away.